FIBE Berlin 2026 Recap: What’s Next for Retail Finance?

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Event

22 Apr 2026

Reflecting on a dynamic few days at FIBE Berlin 2026.

Taking the Späti Stage to discuss “What’s Next for Retail Finance?” confirmed one major thing for us: The financial industry is finally ready to move past the buzzwords and start building human-centric experiences.

In our session, Soumava Mandal and Dr. Andreas Haas took a deep dive into two of our seven core POVs on the future of finance:

Hyper-Personalization & AI Scaffolding: What if no two users ever saw the same financial product? We introduced our framework for delivering adaptive banking—leveraging AI safely without compromising human agency.
Rethinking First Finance: How do we build financial literacy for a digital-native generation? We shared concepts on making family finance transparent, from integrating Kindergeld to our “Phygital” piggy bank that makes digital money tangible again.

Stepping back from our talk, the conversations on the main stages reinforced two clear shifts happening across the industry right now:

AI Is Getting to Work: The transition from isolated demos to Agentic AI embedded directly into real financial workflows.
Embracing the New Reality: Discussions around Open Banking, MiCA, and DORA moving from theoretical frameworks to practical, hands-on execution.

Curious to explore the remaining 5 points of view? Let’s connect on LinkedIn or Instagram, or reach out directly to continue the conversation.

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